These Terms & Conditions (“Terms”) govern your use of betoginsurance.com and related online services operated by Beto G Insurance Brokerage LLC, doing business as Beto G Insurance (“Beto G Insurance,” “we,” “us,” or “our”). By using the website, you agree to these Terms. If you do not agree, do not use the website.
INFORMATIONAL PURPOSE ONLY
Website content is provided for general educational and informational purposes. It is not legal, tax, investment, medical, or financial advice and is not a substitute for official plan documents, carrier materials, or advice from qualified professionals. We do not guarantee that website content is complete, current, or suitable for your circumstances.
INSURANCE SERVICES
Submitting a form, requesting an appointment, speaking with an agent, or using the website does not create insurance coverage, bind a policy, enroll you in a plan, or guarantee eligibility, acceptance, benefits, rates, or availability. Coverage is effective only when confirmed by the applicable insurer or plan in accordance with its rules. Product availability depends on licensing, eligibility, carrier, and location.
Medicare plan availability, benefits, premiums, formularies, provider networks, and eligibility may change and are governed by official plan documents and applicable law. Beto G Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program.
USER RESPONSIBILITIES
You agree to provide accurate, current information; use the website lawfully; avoid interfering with security or operation; and avoid submitting malicious code, impersonating another person, or using information from the website for unauthorized commercial purposes. You are responsible for reviewing official documents before making an insurance decision.
APPOINTMENTS AND COMMUNICATIONS
Appointment availability is not guaranteed. We may confirm, reschedule, or cancel an appointment when necessary. By providing contact information, you authorize us to respond through the channels you request or permit. Marketing calls or text messages will be sent only when permitted by applicable law and consent requirements. See our Privacy Policy and SMS Terms for additional information.
ELECTRONIC COMMUNICATIONS
When you contact us electronically, you consent to receive service-related electronic communications, such as responses, appointment confirmations, and records of your requests. You may withdraw consent for marketing text messages as described in our SMS Terms.
INTELLECTUAL PROPERTY
Unless otherwise stated, website content, branding, text, graphics, and original materials are owned by or licensed to Beto G Insurance and are protected by applicable intellectual-property laws. You may view or print reasonable portions for personal, noncommercial use. You may not reproduce, distribute, modify, or commercially exploit content without written permission.
THIRD-PARTY WEBSITES AND SERVICES
Links to insurers, government agencies, enrollment platforms, or other third parties are provided for convenience. We do not control and are not responsible for their content, availability, security, privacy practices, or services. Your use of third-party services is governed by their terms and policies.
DISCLAIMERS
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant uninterrupted or error-free operation, complete security, or that all information will always be current. Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, Beto G Insurance and its owners, agents, employees, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of, or inability to use, the website. Liability that cannot lawfully be excluded will be limited only to the extent permitted by applicable law.
PRIVACY
Our collection and use of personal information are described in our Privacy Policy. Do not send Social Security numbers, Medicare numbers, payment-card numbers, medical records, or other sensitive information through an unsecured website form, email, or text message unless we specifically provide a secure method and ask you to do so.
GOVERNING LAW
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where federal law or another jurisdiction’s mandatory law applies.
CHANGES
We may update these Terms from time to time. The effective date above identifies the latest revision. Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.
CONTACT
Questions may be sent to [email protected] or by calling 210-365-1625.
Beto G Insurance Brokerage LLC d/b/a Beto G Insurance